{"id":838,"date":"2025-08-20T15:00:27","date_gmt":"2025-08-20T15:00:27","guid":{"rendered":"http:\/\/goldanker.club\/?p=838"},"modified":"2025-08-21T09:15:28","modified_gmt":"2025-08-21T09:15:28","slug":"zhongan-online-net-profit-soars-over-1100-in-h125","status":"publish","type":"post","link":"http:\/\/goldanker.club\/index.php\/2025\/08\/20\/zhongan-online-net-profit-soars-over-1100-in-h125\/","title":{"rendered":"ZhongAn Online net profit soars over 1,100% in H1\u201925"},"content":{"rendered":"

China\u2019s largest online-only insurer, ZhongAn Online P&C Insurance Co., Ltd., reported a net profit attributable to shareholders of RMB 668 million (~USD 93 million) in the first half of 2025, soaring 1,103.5% year over year.<\/p>\n

\"ZhonganThe company attributed this surge to stable investment returns and a historic turnaround in its digital banking business to profitability.<\/p>\n

In H1\u201925, the underwriting combined ratio improved by 2.3 percentage points from H1\u201924 to 95.6%, while underwriting profit rose 108.9% to RMB 656 million.<\/p>\n

Gross written premiums (GWP) reached RMB 16,661 million, up 9.3% year over year.<\/p>\n

ZhongAn Online\u2019s health ecosystem recorded GWP of RMB 6,275 million, up 38.3%, providing health protection to approximately 15.21 million insured users.<\/p>\n

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The \u201cPersonal Clinic Policy\u201d series achieved GWP of approximately RMB 4,250 million, while the \u201cZhong Min Bao\u201d series generated GWP of approximately RMB 1,030 million, an increase of 638.8%.<\/p>\n

The Digital Lifestyle ecosystem posted GWP of RMB 6,209 million, with innovative business contributing RMB 2,490 million in GWP, accounting for 40.1% of the total and representing a 40.0% increase.<\/p>\n

In H1\u201925, pet insurance GWP reached nearly RMB563 million, up 51.3%, serving over 7.11 million pet owners.<\/p>\n

The auto ecosystem achieved GWP of RMB 1,478 million, a 34.2% increase, with NEV auto insurance GWP surging approximately 125.4%, accounting for over 18% of total auto insurance GWP.<\/p>\n

ZhongAn\u2019s proprietary D2C channels generated RMB 3,697 million in GWP, up 16.9% and representing 22.2% of the company\u2019s total GWP.<\/p>\n

The post ZhongAn Online net profit soars over 1,100% in H1\u201925<\/a> appeared first on ReinsuranceNe.ws<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

China\u2019s largest online-only insurer, ZhongAn Online P&C Insurance Co., Ltd., reported a net profit attributable…<\/p>\n","protected":false},"author":1,"featured_media":840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[],"_links":{"self":[{"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/posts\/838"}],"collection":[{"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/comments?post=838"}],"version-history":[{"count":3,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/posts\/838\/revisions"}],"predecessor-version":[{"id":842,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/posts\/838\/revisions\/842"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/media\/840"}],"wp:attachment":[{"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/media?parent=838"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/categories?post=838"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/goldanker.club\/index.php\/wp-json\/wp\/v2\/tags?post=838"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}