Aon Client Treaty expands into global facultative reinsurance placements
Global insurance and reinsurance broker Aon has expanded its Aon Client Treaty (ACT) into its Reinsurance Solutions business, specifically for global facultative placements, bringing more capacity to its clients via its facility as part of the firm’s 3×3 Plan.
ACT was launched in 2016, and before the third quarter of 2025, access to ACT had been primarily for Commercial Risk clients via Aon’s Global Broking Centre (GBC).
The facility provides clients with an automatic quote on a follow-form basis for their acceptance and has received ongoing carrier support since launch, with capacity commitments through 2025 and intended commitments into the future.
Aon explains that capacity is provided by A+ rated Lloyd’s and LIC writers, with business transacted by Aon Underwriting Managers (AUM) (or One Underwriting (OU) for EEA business), the broker’s in-house Managing General Agency (MGA), which underwrites risks on behalf of Lloyd’s Syndicates and international insurers.
Since its launch, ACT has delivered more than $3.5 billion in premium to market.
<!–
–>
Through the expansion to Aon’s global facultative clients, ACT will become a standard part of Aon’s placements process for these clients. Aon explains that facultative reinsurance brokers request an ACT quote on all in-scope placements via its facultative digital trading platform, although the capacity utilised on the placement remains at the sole discretion of the client.
ACT can write up to 28.5% of any one order subject to an approved lead being in place and class of business limits, and enables clients to access pre-secured, Lloyd’s co-insurance capacity on core business lines through a Delegated Underwriting Authority Agreement (DUA).
Aon further explains that its ACT facility comprises a panel of 11 Lloyd’s carriers, whose capacity is rated A+ by rating agency AM Best, and is applicable to 19 core lines of business, subject to maximum line size and dollar limits.
According to the broker, panel members intend to support the facility with capacity through 2025 to 2027.
With the expanded capabilities of ACT, Aon aims to accelerate innovative access to capital, significantly strengthen portfolio balance, and deliver meaningful risk diversification benefits to the existing ACT structure and its panel members.
The claims are managed via the Lloyd’s claims scheme, supported by competitive global licensing and tax-payment capabilities — delivered as a unified single-carrier solution.
Aon stated: “These are fundamental pillars for ACT which can only be achieved through a real diversification of the portfolio. Therefore, adverse selection poses a significant threat to ACT’s viability, making it mandatory to provide a quote for every ACT-eligible risk. This approach also serves as a compelling value proposition for Aon clients: to benefit from ACT’s support on their most challenging and complex placements, they must also include ACT in cases where market capacity and options are in abundance.”
An Aon spokesperson commented: “As we deliver the best of Aon to clients through Risk Capital, this reinforces our commitment to enhancing access to capital and creating value for clients.”
The post Aon Client Treaty expands into global facultative reinsurance placements appeared first on ReinsuranceNe.ws.
